The Health Saver Plus Gold Edition plan (HSP Gold) offers coverage with simple, transparent benefits for doctor visits, preventative care, surgeries, hospital stays, and more.
TAKE CONTROL OF YOUR HEALTHCARE WITH HSP GOLD
Our goal is to provide you simple, transparent, and affordable healthcare in today's world where rapidly rising premiums, and unpredictable provider charges, make healthcare confusing and financially difficult to manage.
ONE SIZE DOES NOT FIT ALL
This is especially true when it comes to choosing a healthcare policy. Why choose a costly traditional "one size fits all" insurance policy when you can customize a plan that meets the expectations of medical needs for you and your family? With HSP Gold, you have control over the design of your policy benefits. We can help you choose a plan that fits your family's budget and healthcare needs today!
REWARD YOURSELF FOR SMART HEALTHCARE MANAGEMENT
We compare prices on almost everything we buy and we should be doing the same for healthcare. HSP Gold puts the consumer in charge of their healthcare spending dollars and rewards consumers who practice smart healthcare management. No matter what the provider, doctor, or facility charges, your insurance benefits for covered services remain the same. Therefore, a dedicated consumer could receive excess benefit dollars directly in their pocket!
Value, Plus, and Preferred options tailored to your needs based on how much you want to spend and/or the benefits you want to receive. Take advantage of our negotiated rates via the PHCS network for extra savings, or use any doctor or hospital of your choosing without penalty.
By adding a Critical Illness Rider to your HSP Gold Plan, you could receive a lump sum of cash paid directly to you upon diagnosis of a Covered Condition. You can use your benefit to help pay for: experimental treatments, rehabilitation, mortgage payments, lost income wages, etc.
Things don't always go according to plan. Accidents can happen where you and your family spend the most time: in the home, on the playground, or at work. By enrolling in an Accident Expense policy, you are giving yourself the extra protection you may need for unpredictable, yet extremely common, accident expenses.
With the improvement of modern medicine, more Americans are surviving specified diseases than ever before. When diagnosed, many families struggle due to the high costs of treating these conditions. By enrolling in a Specified Disease policy, you can proactively prepare for the costly medical expenses associated with fighting covered diseases, conditions and procedures.
A unique "hybrid" dental insurance plan combining traditional dental insurance with network providers' discounts. A new breed of dental plans that cover the services you want at a price you can afford.